ClearPoint Health

ClearPoint Health, founded in 2019 and headquartered in Columbia, South Carolina, is a digital alternative-funding marketplace and general agency for employee health benefits. The company operates a medical stop-loss captive platform (including group and private-label captives) and the nation's first level-funded carrier panel, giving benefit advisors and small-to-mid-sized employers (roughly 10-1,500 employees) access to progressive, transparent risk-financing alternatives to fully-insured plans. Its ClearChoice ecosystem bundles third-party administration (ClearAdmin), clinical cost management (ClearCare), captive risk pooling (ClearPurpose), and a technology platform (ClearOS), alongside pharmacy and claims-analytics partnerships.