Creative Retirement Systems (CRS) is a third-party administrator that delivers retirement plan consulting, design and administration to businesses, entrepreneurs and financial advisors. It works on 401(k), cash balance, defined benefit and profit sharing plans, and its site also lists ESOP and 457 plans, fiduciary 3(16) services and payroll services. Services include plan design consulting and illustrations, plan document customization and maintenance, ongoing compliance testing, distribution processing, year-end tax reporting, Form 5500 filing and audit assistance. CRS states that it is fee-for-service and does not sell investments, and that it works with financial advisors, accountants and recordkeepers. The company reports that it is CEFEX certified. CRS is a Strongpoint Partners company and draws on that organization's national administration infrastructure.