First Community Credit Union

First Community Credit Union (FCCU) is a member-owned financial cooperative serving North Dakota and western Minnesota; its existing description states it was founded in 1939 and operates 28 branches. It offers personal and business checking and savings accounts, youth accounts, certificates of deposit, and loans including auto, recreational, home, home equity, construction, lot, agriculture, business and personal term loans, plus credit cards. Other offerings include business health savings accounts, financial wellness resources, identity theft protection, online and mobile banking, and member programs with discounts and perks. As a credit union, profits are returned to members through services, accounts and rates rather than paid to outside stockholders.