Illuminate Rx is a full-service pharmacy benefit manager (PBM) designed to give employers more control, more clarity, and lower total drug cost. The model is clinically led: pharmacists guide utilization management, prior authorization, and formulary decisions based on lowest net cost and clinical appropriateness—not rebate maximization. Illuminate Rx provides NDC-level transparency so clients can see pricing, utilization, fees, rebates, and key cost drivers. Financially, the program is built for alignment and predictability, using 100% pass-through and a single all-inclusive administrative fee with no spread pricing or hidden margins. Illuminate Rx is built on the proven RxBenefits PBM infrastructure supporting more than 3 million lives, delivering the operational scale employers expect while improving visibility and governance. Members are supported with proactive communications, cost-saving recommendations, and broad pharmacy access across retail, mail, and specialty options.