Spot Pet Insurance

Spot Pet Insurance is a digital-first pet insurance provider founded in 2019, offering accident-only and accident & illness coverage, with optional Gold or Platinum preventive care add-ons. Each pet is individually rated by age, breed, location, and coverage, enabling customizable plans with no payout caps and no network restrictions—valid at any licensed vet in the U.S. or Canada. As a voluntary employee benefit, Spot requires no minimum enrollment, supports year-round sign-up, and costs employers nothing. Our digital-first claims process allows mobile app submission with fast direct deposit reimbursement, backed by a 4.7/5 "Excellent" Trustpilot rating. Dedicated account teams provide custom marketing, enrollment reporting, and ongoing employee engagement support.