BR Focus is a proprietary premium billing reconciliation service offered by Marsh McLennan Agency (MMA). It provides a digital workspace for self-billing, billing reconciliation and consolidation that works with any benefits administration and payroll system. Organizations import enrollment, payroll and invoice data in industry-standard or custom formats, and the service automatically validates payments to each benefit provider and flags premium, rate and eligibility errors. It consolidates healthcare, insurance and voluntary benefit premiums into a single unified bill for each benefit provider. Multi-entity groups can also use its premium payment services, which handle incoming and outgoing payments between the group and the carrier. Reporting covers enrollment or census data, exception data and self-billing items that need adjustment. MMA positions the service as a way to reduce the time HR teams spend on premium billing and to limit premium leakage.
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