Instant Financial vs SmartDollar

Compare and evaluate Instant Financial vs SmartDollar based on data from reviews, publicly available sources, and thousands of searches run on Shortlister’s app sign up for a free account.

Instant Financial offers to companies with 0 employees. SmartDollar offers Financial Education, Cash Flow & Budgeting, Financial Coaching to companies with 3,600,000 employees.

The information in these side-by-side comparisons can be used to help your company make the best choice for its employees.

Product Description

Instant Financial

-

SmartDollar

-

Min. Group Size

Instant Financial

-

SmartDollar

2 eligible

Lives Serviced

Instant Financial

-

SmartDollar

4,294,967,295

Product Specific Features

Instant Financial

-

SmartDollar

-

Features

Instant Financial

SmartDollar

✓

iOS Native Application

✓

Android Native Application

✓

Responsive Design

✓

SSAE 18 / SOC Audit(s) Performed

✓

3rd Party Integrations

Official Resources

Instant Financial

SmartDollar

Media

Instant Financial

SmartDollar

About

Instant Financial

Instant Pay is an earned wage access and pay card solution that gives employees free access to pay after every... Show More

SmartDollar

Trusted by thousands of benefits teams and HR leaders across industries, SmartDollar empowers workforces to improve financial behaviors while increasing... Show More

Founded

Instant Financial

2015

SmartDollar

1991

Location

Instant Financial

2475 Northwinds Pkwy, Alpharetta, Georgia 30009, US

SmartDollar

Franklin, TN

Employees

Instant Financial

Not Provided

SmartDollar

1,014

Funding Summary

Instant Financial

Not Provided

SmartDollar

None

Website

Competitors

Instant Financial

-

SmartDollar

-

Reviews

Instant Financial

0.0 (0)

SmartDollar

4.5 (156)

Star Featured Review

Casey Basaker, SHRM-CP, MBA

October 20, 2025
SmartDollar has been very helpful and their customer service is amazing. I would definitely recommend them as an additional benefit.
Star Featured Review

Jen Schulz

October 20, 2025
Smart Dollar has been a fantastic addition to our benefit offerings. It’s such a desperately needed resource that people don’t... More
Show All Reviews

×
?

Need Help Choosing?

Our specialists can help prioritize the criteria that matters most and narrow the field.
Setup a Free Consult

×