Employers evaluating GLP-1 coverage usually run into the same three walls: unpredictable cost exposure, implementation complexity, and no clear path to making the benefit accessible for employees. Crux is built to remove all three.
The model is transaction-based with flat, pass-through pricing. No rebates, no spread pricing, no PMPM fees. Employers pay only for what employees use, and every dollar is visible, which means no surprises at renewal and no budget commitments made in the dark.
Employers can choose to contribute to employee medication costs through a tax-advantaged HRA structure, lowering out-of-pocket costs for employees. Contributions are optional and set entirely by the employer, with no minimums.
Implementation is straightforward. Employers provide their business information, upload an eligibility file, and connect their contribution. Crux determines the right HRA plan type, including HDHP and HSA compatibility, and generates all required plan documents from legally reviewed templates. Ongoing administration and eligibility management are handled by the platform.
Employees access their benefit through MyCrux, a co-branded platform where they order and manage medications, shipped directly to their door.
The benefit goes live in weeks, with no project landing on the HR team and no disruption to existing pharmacy arrangements.
