Memberly designs self-funded health plans that give employers the opportunity to manage risk and capture savings. Operating as a self-contained financial structure, a Memberly designed health plan efficiently manages claims on behalf of the employer. Stop-loss insurance protects the plan from higher than expected individual or aggregate claims. This combination allows employers to realize guaranteed and potential saving. With a target fixed cost under 50%, a Memberly designed plan leaves a substantial corridor for additional savings when claims are less than projected. Besides cost reduction, a Memberly self-funded plan has other advantages: • No minimum participation level • Not subject to state mandates streamlining multi-state compliance • Can be established with 10 or more employees in most states • Start any time of year with deductibles carried over • 100% of unused claims funds are returned to the employer • Pay monthly at the fixed, expected, or maximum cost to tailor cash flow Each Memberly plan is designed around one of the largest TPAs in the US with over 500,000 members providing the highest level of financial accountability and national coverage.
Unclaimed
