A gap exists in the portfolio of health plans who offer a network of traditional western medicine healthcare providers while neglecting to develop a similar network of vetted and credentialed providers of HSA-eligible health and wellness services. This pushes employees and their dependents to pursue only the higher acuity levels of care which tend to be the most expensive options for symptom management and treatment of chronic conditions. The current healthcare benefit infrastructure is costly for employers and insurers, and establishes a dangerous status quo that focuses on intervention over prevention and causes unnecessary surgeries and over-prescription of painkillers.
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