BASIC

BASIC’s COBRA Administration service reduces employer risk, eliminates regulatory complexity, and ensures full compliance with federal COBRA and state continuation rules. Noncompliance is costly. Penalties can reach $100 per day under TAMRA and $110 per day under ERISA, with additional liability tied to medical claims and late notices. BASIC applies proven best practices developed since 1995, taking on the majority of administrative and compliance responsibilities.

Employers gain 24/7 portal access to manage participants, update rates, and download notices, while BASIC issues all required communications and consistently exceeds DOL timelines. COBRA integrates with BASIC’s Consumer Driven Accounts (CDA) platform, giving employers and participants a unified experience on one system. Participants can pay premiums online or through the BASIC Benefits App using MyCash, credit/debit cards, or autopay.

With secure data handling, real-time reporting, and optional services such as carrier adds/terms and open enrollment support, BASIC delivers a dependable, compliant, and streamlined COBRA solution.