Paytient

Paytient is an employer-sponsored benefit that removes financial barriers to care while boosting retention, health equity, and financial wellbeing.

Here’s how it works—

Employers determine the credit allowance, max repayment terms, and approved spending categories: typically $500 to $2,000 for medical, dental, vision, pharmacy, mental health, and vet care. Max repayment terms range from 12-36 months.

Employees activate their card with NO CREDIT CHECK. Once approved, they have access to their virtual Visa card (a physical card follows by mail).

After each transaction, employees set a repayment plan that works for them. Payments are deducted via payroll or a linked bank account with NO INTEREST OR FEES—EVER. If past due, cards are frozen. Employers are NOT RESPONSIBLE for unpaid balances.

Paytient pairs easily with any health plan, can be introduced off-cycle, and compliments HSAs/FSAs and other financial wellness benefits.