SoFi at Work has been at the forefront of innovation in the student loan space for the better part of a decade. We were the first to introduce employer-sponsored student loan contributions, a groundbreaking initiative we pioneered with Apple in 2016. Our early adoption of the Student Loan Verification for SECURE Act 2.0 further demonstrated our commitment to modernizing how employers help their employees thrive financially. In 2023, in partnership with T. Rowe Price and CoStar, we won the Pension and Investments and DCIIA Excellence in Innovation Award for the rollout of the student loan retirement match service.