shopMD allows employers to take control of their healthcare spend for their company and employees simply by gaining transparency into the disparity in costs of healthcare services that exists in every part of the country. Whether employees need hospitals or specialty care providers, they can easily find the highest-value providers and hospitals near them anywhere in the country. Employers can easily save up to 20% of their healthcare spend whether they are self-insured or fully-insured. Employees can save 50%-90% of their out-of-pocket costs in deductibles and co-insurance. shopMD is ideal for HDHP but works for any kind of plan to reduce reimbursement costs for self-insured employers, and annual premiums for fully-insured employers.