TempoPay is a flexible, interest-free healthcare financing benefit that lets employees pay their out-of-pocket costs—deductibles, copays, prescriptions, dental/vision expenses, and even pet care—on a predictable schedule.
Employees use the TempoPay VISA Card to pay upfront, then repay over time through post-tax payroll deduction or a personal bank account. There are no credit checks, employee fees, or interest charges.
TempoPay complements HSAs, FSAs, Lifestyle Accounts, and emergency savings tools to close the affordability gap these accounts can’t reach. Where pre-tax benefits depend on available balances, TempoPay provides immediate access to funds when employees need care, reducing delayed treatment, improving adherence, and supporting financial stability.
For employers, TempoPay improves plan affordability and experience without changing the health plan itself. Programs launch quickly (often within two weeks), work with any carrier or plan design—including dynamic copay plans and other alternative health plans—and require limited HR lift.
In 2024, TempoPay was acquired by Health Payment Systems Inc., (HPS/PayMedix), expanding its reach and creating a unified ecosystem that also includes PayMedix, a national medical financing solution for medical claims. TempoPay is available nationwide and serves employer groups across industries as a turnkey, scalable support tool for everyday healthcare costs.
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