Fertility Benefits

Fertility benefits are employer-sponsored or insurance coverage that helps employees pay for reproductive health services and infertility treatments, including consultations, testing, medications, and assisted reproductive technologies like IVF, to support individuals and couples in their family-building journey.
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Carrot

Carrot

4.8 (1)
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Product Info

Min. Group Size

-

Lives Serviced

4,000,000

Average Cost

Average Cost is Locked

19 RFI Questions Get access to vendor answered question RFIs.

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9 Specific Questions Specific Questions

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Product Features

✓

Financial support for adoption

 ✓

Adoption agency referrals
✓

Adoption specialists

 ✓

Surrogacy agency referrals
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Not Provided.

Product Description

Carrot’s fertility program supports members pursuing Assisted Reproductive Technology (ART), including IVF and IUI, with personalized guidance, clinically validated protocols, and cost-saving tools, aiming for healthy pregnancies in fewer, more successful cycles. IVF... Show More
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Progyny

Progyny

3.0 (1)
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Product Info

Min. Group Size

500 eligible

Lives Serviced

6,700,000

Average Cost

Average Cost is Locked

19 RFI Questions Get access to vendor answered question RFIs.

RFI questions number is Locked

9 Specific Questions Specific Questions

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Product Features

✓

Financial support for adoption

 ✓

Adoption agency referrals
✓

Adoption specialists

 ✓

Surrogacy agency referrals
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Not Provided.

Product Description

Progyny’s model is designed to promote early intervention for underlying health risks that impact fertility and reproductive health. With day-one support from in-house Progyny Care Advocates (PCAs) and access to the most robust... Show More
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WIN

WIN

Reviews pending
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Company Overview

Founded

1997

Employees

225

Funding Summary

None

Clients Your Size Clients Your Size

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About WIN

WIN is the nation’s leading family-building and family well-being benefit company. Since its founding in 1997, WIN has continually expanded and enhanced its omnichannel solutions to address the individual and family needs through every stage of life—pre-conception, fertility, adoption and surrogacy, maternity, parenting, menopause, women’s health, and beyond.

WIN’s flexible solutions are offered directly to employers or via health plan integrations. Nearly 900 highly diverse clients and 8.5 million members trust WIN because of our demonstrated capability to address needs across all funding types, industries, businesses, member demographics, geographies, and integrated partner solutions.

... Show More
Top Vendor
Maven Clinic

Maven Clinic

Reviews pending
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Product Info
Company Overview

Founded

2014

Employees

500

Funding Summary

125M Series F

Clients Your Size Clients Your Size

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About Maven Clinic

Maven is the largest virtual clinic for women’s and family health on a mission to make healthcare work for all of us. Our comprehensive digital platform provides clinical, emotional and financial support spanning fertility & family building, maternity & newborn care, parenting & pediatrics and menopause & midlife. As of our recent Series F round of funding, we are the highest valued digital health company in women’s and family health, with a valuation of $1.7B and more than $425 million in funding.
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KindBody

KindBody

Reviews pending
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Company Overview

Founded

2018

Employees

800

Funding Summary

290M Angel Round

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About KindBody

Kindbody is a leading fertility clinic network and global family-building benefits provider for employers offering the full-spectrum of reproductive care from preconception to postpartum through menopause. Kindbody is the trusted fertility benefits provider for 115+ leading employers, covering more than 2.4 million lives. Many thousands more receive their fertility care directly from Kindbody throughout the country at signature clinics, mobile clinics, and partner clinics. As the fertility benefits provider, technology platform, and direct provider of care, Kindbody delivers a seamless, integrated experience with superior health outcomes at lower cost, making fertility care more affordable and accessible for all. Kindbody has... Show More
BenefitBump

BenefitBump

Reviews pending
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Founded

10/2019

Employees

26

Funding Summary

Not Provided

Clients Your Size Clients Your Size

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About BenefitBump

BenefitBump has been acquired by Progyny.

BenefitBump is a life event benefit plan navigation and emotional support company focused on bumping up the value of an employer’s benefit package. BenefitBump helps employers demonstrate the support for working parents that today’s families are looking for in a way that optimizes the experience for all parties. BenefitBump participants are guided through their pregnancy, fertility, or adoption journey by a trained care team focused the benefits, leave programs, and emotional needs of growing families. Our singular focus ensures that we deliver expert and appropriate care and guidance to all participants. Show More
Ovia Health by Labcorp

Ovia Health by Labcorp

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Founded

2012

Employees

125

Funding Summary

Not Provided

Clients Your Size Clients Your Size

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About Ovia Health by Labcorp

Ovia Health’s mission is to make a happy, healthy family possible for everyone. With Ovia, the nation's leading digital solution for fertility, pregnancy and parenting, women and families track their reproductive and children’s health during their most transformative life stages. Ovia applies clinical programming, machine learning and empathy to help them navigate their reproductive health and realize their dreams of becoming parents of healthy children. With over 18 million women and families served, and proprietary research with the world’s leading academic institutions to address the most pressing issues in women’s health from the nation’s cesarean epidemic to reproductive health policy,... Show More
ARC Fertility

ARC Fertility

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Product Info

Min. Group Size

-

Lives Serviced

-

Average Cost

Average Cost is Locked

19 RFI Questions Get access to vendor answered question RFIs.

RFI questions number is Locked

9 Specific Questions Specific Questions

Lock

Product Features

✓

Financial support for adoption

 ✓

Adoption agency referrals
✓

Adoption specialists

 ✓

Surrogacy agency referrals
Show All Features

Not Provided.

Product Description

• ARC® Fertility revolutionizes employer-sponsored family-forming benefits and women’s healthcare with affordable, high-value, comprehensive solutions. One in six employees experiences infertility. Additionally, cancer patients, single people, and the LGBTQ+ community often need fertility... Show More
Company Overview
Milk Stork

Milk Stork

Reviews pending
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Product Info

Min. Group Size

1,000 eligible

Lives Serviced

3,000,000

Average Cost

Average Cost is Locked

19 RFI Questions Get access to vendor answered question RFIs.

RFI questions number is Locked

9 Specific Questions Specific Questions

Lock

Product Features

Not Provided.

Product Description

Milk Stork supports modern families by making it safe and simple to provide breast milk through surrogacy and adoption. Whether the milk is expressed by a surrogate, an adoptive parent inducing lactation, or... Show More
Company Overview
Vesta for Families

Vesta for Families

Reviews pending
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Company Overview

Founded

2018

Employees

10

Funding Summary

Not Provided

Clients Your Size Clients Your Size

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About Vesta for Families

In a saturated B2C market overflowing with options, Vesta's strategic emphasis is on simplifying decision-making by efficiently organizing vast data and choices. We specialize in crafting personalized plans for aspiring parents, with a core mission to alleviate the financial burden of non-traditional family building journeys. We achieve this by collaborating with individuals, couples, and families' employers, offering comprehensive support that encompasses employer policy-level assistance and dedicated coaching resources to holistically empower their workforce, on and off the job. Show More
MyChoice Accounts by Businessolver

MyChoice Accounts by Businessolver

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Product Info

Min. Group Size

-

Lives Serviced

-

Average Cost

Average Cost is Locked

19 RFI Questions Get access to vendor answered question RFIs.

RFI questions number is Locked

9 Specific Questions Specific Questions

Lock

Product Features

Not Provided.

Product Description

Our MyChoice Accounts solution can support employees in their quest to start or grow their family in a variety of ways, including adoption and surrogacy assistance. Adoption and surrogacy assistance reimbursement programs provide... Show More
Company Overview
WellnessIQ (Personify Health)

WellnessIQ (Personify Health)

4.5 (1)
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Founded

2004-08-01

Employees

30

Funding Summary

Not Provided

Clients Your Size Clients Your Size

Clients size is Locked

About WellnessIQ (Personify Health)

Personify offers technology and services that cultivate good daily routines and lifestyle habits for your employees. Configured to complement your culture, our technology, services, and the overall well-being experience we deliver drives superior outcomes and engagement for your people and your business. Show More
apree health (Castlight + Vera)

apree health (Castlight + Vera)

Reviews pending
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Product Info

Min. Group Size

2,000 eligible

Lives Serviced

50,000

Average Cost

Average Cost is Locked

19 RFI Questions Get access to vendor answered question RFIs.

RFI questions number is Locked

9 Specific Questions Specific Questions

Lock

Product Features

✓

Financial support for adoption

 ✓

Adoption agency referrals
✓

Adoption specialists

 ✓

Surrogacy agency referrals
Show All Features

Not Provided.

Product Description

We provide Adoption Assistance via our integrated ecosystem partners. Our platform provides an integrated central hub for all employer benefits, creating a seamless member experience. Show More
Company Overview
Businessolver

Businessolver

4.5 (9)
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Product Info

Min. Group Size

-

Lives Serviced

-

Average Cost

Average Cost is Locked

19 RFI Questions Get access to vendor answered question RFIs.

RFI questions number is Locked

9 Specific Questions Specific Questions

Lock

Product Features

✓

Financial support for adoption

 ✓

Adoption agency referrals
✓

Adoption specialists

 ✓

Surrogacy agency referrals
Show All Features

Not Provided.

Product Description

Our MyChoice Accounts solution can support employees in their quest to start or grow their family in a variety of ways, including adoption and surrogacy assistance. Adoption and surrogacy assistance reimbursement programs provide... Show More
Company Overview
HSA Bank, a division of Webster Bank, N.A.

HSA Bank, a division of Webster Bank, N.A.

4.8 (1)
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Product Info

Min. Group Size

-

Lives Serviced

-

Average Cost

Average Cost is Locked

19 RFI Questions Get access to vendor answered question RFIs.

RFI questions number is Locked

9 Specific Questions Specific Questions

Lock

Product Features

✓

Financial support for adoption

 ✓

Adoption agency referrals
✓

Adoption specialists

 ✓

Surrogacy agency referrals
Show All Features

Not Provided.

Product Description

• Adoption expenses are defined in section 23(d)(1) of the Code.
• Reasonable and necessary adoption fees.
• Court costs and attorney fees, traveling expenses (including amounts spent for meals and... Show More
Company Overview
Livestrong

Livestrong

Reviews pending
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Company Overview

Founded

1997

Employees

251

Funding Summary

Not Provided

Clients Your Size Clients Your Size

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About Livestrong

The LIVESTRONG Foundation fights to improve the lives of people affected by cancer now. Created in 1997, the Foundation is known for providing free cancer support services and advocating for policies that improve access to care and quality of life. Known for its powerful brand – LIVESTRONG – the Foundation has become a symbol of hope and inspiration around the world. Since its inception, the Foundation has served 2.5 million people affected by the disease and raised more than $500 million to support cancer survivors. One of America's top non-profit organizations, the Foundation has been recognized by industry leaders including... Show More
Navia

Navia

Reviews pending
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Company Overview

Founded

1989

Employees

165

Funding Summary

Not Provided

Clients Your Size Clients Your Size

Clients size is Locked

About Navia

Navia has been around since 1989. We started out as Flex-Plan Services, a family-owned and operated third-party administrator of FSA plans serving school districts and other public sector employers in Washington State. We’ve grown from our humble beginnings to be considered one of the premier administrators on the West Coast with a national reach of clients from coast to coast. Over time, even with our increase in service offerings and overall growth, we’ve maintained the qualities and principals that the company was founded on: respect, communication, and treating clients and participants like family.

Relationship with transparency means... Show More
Peppy

Peppy

Reviews pending
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Company Overview

Founded

2018

Employees

200

Funding Summary

53M Angel Round

Clients Your Size Clients Your Size

Clients size is Locked

About Peppy

Peppy's story began in London, 2018, when co-founders Mridula Pore, Evan Harris, and Max Landry realized that employers could be the key to changing the healthcare landscape.

We’ve been on a rapid growth journey ever since. Our all-star team of clinical experts currently serves a customer base of over 250 companies and 1 million individuals across the UK and US. But this is just the start: our specialized men's, women's and LGBTQI+ health services are licensed in every state of the US.

Peppy offers one-to-one support with top clinicians, prescription services and resources... Show More
FOLX Health

FOLX Health

Reviews pending
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Company Overview

Founded

2020

Employees

0

Funding Summary

30M Angel Round

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About FOLX Health

FOLX Health was created due to a healthcare system that is failing LGBTQ patients. Stigma, discrimination, and violence against LGBTQ people remain prevalent in medical settings. When coupled with a material shortage of LGBTQ-competent clinicians and access to quality healthcare, LGBTQ patients are more likely to: (1) experience difficulties finding primary care or mental health providers (1 in 4 LGBTQ patients have to educate their providers about their needs), (2) delay accessing care, (3) be refused healthcare services, and (4) experience harassment/violence from providers (22% of Transgender and 7% of LGB patients) These barriers result in increased physical and mental... Show More

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Frequently Asked Questions

What are Fertility Benefits?

Fertility benefits are employer-sponsored or insurance-provided coverage for medical services related to reproductive health and infertility treatment, including fertility testing, consultations with reproductive specialists, assisted reproductive technologies like IVF and IUI, fertility medications, egg freezing, and related procedures to help individuals and couples conceive.

How to get Fertility Benefits?

Check if your employer offers fertility benefits as part of their health insurance plan or as a separate voluntary benefit - review your employee handbook, benefits summary, or contact HR to understand what's covered. Review your current health insurance policy to see if fertility treatments are included, or during open enrollment periods, select a plan that specifically covers fertility services if available. If you live in one of the states with fertility insurance mandates (like Illinois, New York, or Massachusetts), your insurance may be required to provide some level of fertility coverage - check your state's specific requirements.

Are Fertility Benefits Taxable?

Fertility benefits are generally not taxable to employees when provided through employer-sponsored health insurance plans or as part of a qualified medical benefit program.

Do Fertility Benefits Pay for All Treatments?

No, fertility benefits typically don't cover all treatments and vary significantly by plan. Most plans cover basic fertility testing, consultations, some medications, IUI, and limited IVF cycles, but they often have lifetime maximums of $15,000-$50,000, limits on the number of cycles, age restrictions, and waiting periods. Many plans exclude experimental procedures, elective egg freezing, surrogacy, donor costs, genetic testing, and embryo storage fees, so it's important to review your specific plan details and get pre-authorization before expensive treatments to avoid unexpected out-of-pocket costs.

Do Fertility Benefits Cover Egg Donation?

Most fertility benefits provide limited or no coverage for egg donation, with many plans specifically excluding donor-related costs. While some plans may cover the medical procedures for the recipient (like the IVF cycle using donor eggs), they typically don't cover the donor eggs themselves, donor compensation, screening costs, or legal fees associated with egg donation arrangements. A few comprehensive fertility benefits may offer partial coverage, but you'll likely face significant out-of-pocket expenses, so it's essential to check your specific plan details and consider the total costs when exploring this option.

Do Fertility Benefits Cover Surrogacy?

Most fertility benefits do not cover surrogacy arrangements, as many plans specifically exclude surrogacy-related costs. While some plans might cover certain medical procedures for the intended parents (like IVF to create embryos), they typically don't cover the surrogate's medical expenses, surrogate compensation, legal fees, or other costs associated with surrogacy contracts. Only a very small number of comprehensive fertility benefit plans offer any surrogacy coverage, and even then it's usually limited, so you should expect to pay most surrogacy costs out-of-pocket and carefully review your specific plan language before pursuing this option.

Do HSA Benefits Cover Fertility?

Yes, HSAs (Health Savings Accounts) can be used to pay for fertility treatments and medications since they're considered qualified medical expenses under IRS rules. You can use HSA funds tax-free for fertility consultations, testing, medications, IUI, IVF, egg freezing, and related procedures, which helps reduce your out-of-pocket costs even if your health insurance doesn't cover fertility treatments.

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